Douglas D. McGinty, Docket No. 25152-21L, filed 5/17/24, reprises the  classic advertising jingle of America’s first consumer installment lender, but Judge Cary Douglas Pugh finds Douglas has missed the mark, Order, at p. 3. footnote 3.

Douglas first suggested an OIC or IA in his Form 12153, but never ponied up the Form 433-A and back-ups. My sophisticated readers have already moved on; failure to paper your CDP is a dead loser.

And so it is here. Douglas claims he needs more time to get a loan to pay off his tax bill in full, as COVID and Hurricane Ida have hampered his efforts. Judge Pugh says mox nix; no papers means NOD is sustained.

The Order doesn’t specify what sort of loan Douglas was seeking, as it’s immaterial in this context, but I note that AFR may be cheaper than HFC or its brethren.